Landscaping insurance in Waco, TX

Landscaping and lawn-care businesses carry seasonal payroll, vehicles, and equipment.

49independent agencies listed
13with 20+ year records
49serving businesses too

Waco, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Landscapers coverage to consider

  • General liability
  • Commercial auto
  • Workers' compensation
  • Inland marine (equipment)
  • Herbicide & pesticide coverage
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Waco customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Waco.

143,570residents
53,906households
$54,365median household income
$221,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Waco.

Disaster history in McLennan County

Federal disaster declarations are public FEMA records of the events that have hit McLennan County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2021most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for McLennan County.

Insurance agency records in Waco

49 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21694569 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2011 · NPN 16257867 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1989 · NPN 2110714 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21445485 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1995 · NPN 1336381 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 18448713 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Landscapers in nearby markets in McLennan County

Browse nearby markets with enough listed agencies to support a local landscapers page.

Frequently asked questions

How many independent agencies can help with landscaping insurance in Waco, TX?

Public licensing records list 49 insurance agencies in Waco, Texas with broad licensing qualifications relevant to this category, within McLennan County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare landscaping insurance with agencies near Waco?

Yes. You can request quotes in Waco, or browse West, Hewitt, Mcgregor to compare independent agencies in nearby markets in McLennan County.

What happens after I request landscaping insurance quotes in Waco?

Tell us what you need once. We match your request with one licensed independent agency serving Waco. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does general liability cover pesticide or herbicide application?

Chemical application is often excluded or limited on standard policies. Ask about an endorsement or specialized coverage if you apply products.

How do I insure trailers and mowers?

Equipment is usually covered under inland marine. Vehicles and trailers may need commercial auto. An agent can structure both.

Tell us what you need once.

We'll match you with one independent agency serving Waco. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.