Professional services insurance in Homestead, FL

Consultants, designers, bookkeepers, and other service firms face claims about the work itself — not just the office.

7independent agencies listed
7serving businesses too

Homestead, FL market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Professional coverage to consider

  • Professional liability (E&O)
  • General liability
  • Cyber liability
  • Business owner's policy (BOP)
  • Workers' compensation
  • Umbrella / excess liability

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Homestead customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Homestead.

82,807residents
25,638households
$65,423median household income
$380,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Homestead.

Disaster history in Miami-Dade County

Federal disaster declarations are public FEMA records of the events that have hit Miami-Dade County hardest. They're useful context when deciding which coverages and limits matter here.

24federal disaster declarations since 2000
Hurricanemost common declared peril (17x)
2024most recent: Hurricane Milton

Source: FEMA public records (disaster declarations), county-level figures for Miami-Dade County.

Independent agencies in Homestead

7 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

EBS Insurance LLC

Homestead, FL

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 22061395 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21172701 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21486303 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2017 · NPN 18598434 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2013 · NPN 16195993 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2022 · NPN 20444730 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with professional services insurance in Homestead, FL?

Public licensing records list 7 independent agencies in Homestead, Florida with qualifications that match professional services insurance, within Miami-Dade County. Listings are public-record based and are not endorsements.

Can I compare professional services insurance with agencies near Homestead?

Yes. You can request quotes in Homestead, or browse Miami, Hialeah, Doral to compare independent agencies in nearby markets in Miami-Dade County.

What happens after I request professional services insurance quotes in Homestead?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Homestead. We are not an insurance agency and we do not sell your information into a bidding marketplace.

What's the difference between E&O and general liability?

General liability covers bodily injury and property damage; E&O covers claims that your professional work caused a client financial harm. Many firms need both.

My client's contract requires proof of insurance — now what?

Agencies issue certificates of insurance and can adjust limits to match contract requirements. Bring the contract language to the conversation.

Tell us what you need once.

We'll connect you with an independent agency serving Homestead, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.