Renters insurance in New Jersey.

379 independent agencies are licensed to write renters insurance across New Jersey, with the most listings in Lakewood, Morristown, Jersey City. An independent agent compares apartmentcoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

379agencies writing renters
180communities
229with 20+ year records

What renters insurance can cover

  • Personal property
  • Personal liability
  • Loss of use (hotel, meals)
  • Guest medical payments
  • Scheduled items (jewelry, bikes, instruments)
  • Water backup (where offered)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

All New Jersey communities for renters insurance

180 communities have at least one independent agency licensed for renters insurance. Browse them all:

Augusta (1)Basking Ridge (3)Bayonne (1)Bergenfield (1)Berkeley Heights (2)Berkley Heights (1)Berlin (1)Blackwood (1)Bloomfield (2)Branchburg (2)Branchville (1)Brick (1)Bridgewater (1)Broadway (1)Burlington (2)Caldwell (1)Camden (3)Carteret (2)Cedar Knolls (5)Chatham (3)Cherry Hill (8)Chester (5)Chesterfield (1)Clark (3)Cliffside Park (1)Clifton (3)Cranbury (3)Cranford (3)Denville (2)Deptford (1)Dunellen (1)East Brunswick (1)Eatontown (2)Edison (4)Elizabeth (1)Englewood (5)Englewood Cliffs (6)Ewing (1)Fair Haven (1)Fair Lawn (2)Fairfield (7)Fairview (1)Fanwood (1)Flemington (3)Florham Park (5)Fords (1)Fort Lee (4)Franklin Lakes (2)Freehold (2)Galloway (1)Garfield (1)Glen Rock (2)Hackensack (2)Hackettstown (1)Hamilton (2)Hamilton Square (1)Hampton (1)Haskell (1)Hoboken (2)Holmdel (1)Hopatcong (1)Howell (3)Howell Township (1)Iselin (5)Jackson (2)Jamesburg (1)Jersey City (12)Kearny (3)Kenilworth (1)Lakewood (14)Lawrenceville (1)Liberty Corner (2)Linden (1)Linwood (1)Little Falls (2)Livingston (4)Long Beach Township (1)Lyndhurst (2)Madison (1)Mahwah (8)Manalapan (3)Manasquan (2)Maple Shade (2)Marlboro (1)Marlton (5)Marmora (1)Matawan (2)Medford (2)Mendham (1)Mercerville (1)Metuchen (3)Middletown (2)Millstone Township (1)Millstone Twp (1)Millville (1)Monmouth Junction (1)Montclair (2)Montvale (4)Montville (1)Morris Plains (2)Morristown (14)Mount Laurel (1)Mountain Lakes (1)Mountainside (1)Mullica Hill (1)Murray Hill (1)Neptune (1)New Milford (1)Newark (2)Newton (1)North Bergen (1)North Brunswick (1)Northfield (1)Nutley (2)Oceanport (1)Old Bridge (1)Old Tappan (1)Oradell (1)Paramus (5)Park Ridge (1)Parsippany (3)Passaic (1)Paterson (1)Phillipsburg (1)Piscataway (1)Pittstown (1)Princeton (5)Princeton Junction (1)Ramsey (1)Randolph (2)Raritan (1)Red Bank (3)Ridgefield Park (5)Ridgewood (1)Riverdale (1)Riverton (2)Rochelle Park (1)Rockaway (1)Roseland (2)Rumson (1)Rutherford (1)Saddle Brook (2)Secaucus (3)Sewell (1)Short Hills (2)Shrewsbury (2)Somerset (2)Somerville (2)South Plainfield (2)Springfield (2)Summit (5)Teaneck (4)Tinton Falls (2)Toms River (2)Totowa (1)Township Of Washington (1)Trenton (2)Turnersville (1)Union (2)Union City (1)Upper Montclair (1)Upper Saddle (1)Verona (1)Wall (1)Wall Township (1)Warren (1)Wayne (1)Weehawken (1)West Berlin (1)West Caldwell (3)West Orange (3)West Paterson (1)West Windsor (1)Westfield (4)Westwood (1)Wharton (1)Whippany (4)Wildwood (1)Windsor (1)Woodcliff Lake (2)

Frequently asked questions

How many independent renters agencies are in New Jersey?

Public licensing records list 379 independent agencies licensed to write renters insurance across New Jersey, in 180 communities. 229 New Jersey agencies have records going back 20 or more years.

How do I get renters insurance quotes in New Jersey?

Tell us what you need once and we connect you with a licensed independent agency that serves your area in New Jersey. You'll see who may contact you before you submit, and we never sell your information.

What does renters insurance cover?

Your personal property, your liability, and displacement costs (like a hotel) after a covered loss. The building itself is the owner's policy, not yours.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.