New Jersey

Umbrella insurance in New Jersey.

379 independent agencies are licensed to write umbrella insurance across New Jersey, with the most listings in Lakewood, Morristown, Jersey City. An independent agent compares householdcoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

Request quotes All New Jersey agencies

379agencies writing umbrella

180communities

229with 20+ year records

What umbrella insurance can cover

Excess liability above home/auto limits
Bodily injury liability
Property damage liability
Landlord liability (scheduled rentals)
Defense costs
Worldwide coverage (per policy terms)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Where to look

Umbrella agencies across New Jersey.

The New Jersey communities with the most umbrella listings. Pick yours to see local agencies.

Lakewood14 agencies Morristown14 agencies Jersey City12 agencies Cherry Hill8 agencies Mahwah8 agencies Fairfield7 agencies Englewood Cliffs6 agencies Cedar Knolls5 agencies Chester5 agencies Englewood5 agencies Florham Park5 agencies Iselin5 agencies Marlton5 agencies Paramus5 agencies Princeton5 agencies Ridgefield Park5 agencies Summit5 agencies Edison4 agencies

Every community

All New Jersey communities for umbrella insurance

180 communities have at least one independent agency licensed for umbrella insurance. Browse them all:

Augusta (1)Basking Ridge (3)Bayonne (1)Bergenfield (1)Berkeley Heights (2)Berkley Heights (1)Berlin (1)Blackwood (1)Bloomfield (2)Branchburg (2)Branchville (1)Brick (1)Bridgewater (1)Broadway (1)Burlington (2)Caldwell (1)Camden (3)Carteret (2)Cedar Knolls (5)Chatham (3)Cherry Hill (8)Chester (5)Chesterfield (1)Clark (3)Cliffside Park (1)Clifton (3)Cranbury (3)Cranford (3)Denville (2)Deptford (1)Dunellen (1)East Brunswick (1)Eatontown (2)Edison (4)Elizabeth (1)Englewood (5)Englewood Cliffs (6)Ewing (1)Fair Haven (1)Fair Lawn (2)Fairfield (7)Fairview (1)Fanwood (1)Flemington (3)Florham Park (5)Fords (1)Fort Lee (4)Franklin Lakes (2)Freehold (2)Galloway (1)Garfield (1)Glen Rock (2)Hackensack (2)Hackettstown (1)Hamilton (2)Hamilton Square (1)Hampton (1)Haskell (1)Hoboken (2)Holmdel (1)Hopatcong (1)Howell (3)Howell Township (1)Iselin (5)Jackson (2)Jamesburg (1)Jersey City (12)Kearny (3)Kenilworth (1)Lakewood (14)Lawrenceville (1)Liberty Corner (2)Linden (1)Linwood (1)Little Falls (2)Livingston (4)Long Beach Township (1)Lyndhurst (2)Madison (1)Mahwah (8)Manalapan (3)Manasquan (2)Maple Shade (2)Marlboro (1)Marlton (5)Marmora (1)Matawan (2)Medford (2)Mendham (1)Mercerville (1)Metuchen (3)Middletown (2)Millstone Township (1)Millstone Twp (1)Millville (1)Monmouth Junction (1)Montclair (2)Montvale (4)Montville (1)Morris Plains (2)Morristown (14)Mount Laurel (1)Mountain Lakes (1)Mountainside (1)Mullica Hill (1)Murray Hill (1)Neptune (1)New Milford (1)Newark (2)Newton (1)North Bergen (1)North Brunswick (1)Northfield (1)Nutley (2)Oceanport (1)Old Bridge (1)Old Tappan (1)Oradell (1)Paramus (5)Park Ridge (1)Parsippany (3)Passaic (1)Paterson (1)Phillipsburg (1)Piscataway (1)Pittstown (1)Princeton (5)Princeton Junction (1)Ramsey (1)Randolph (2)Raritan (1)Red Bank (3)Ridgefield Park (5)Ridgewood (1)Riverdale (1)Riverton (2)Rochelle Park (1)Rockaway (1)Roseland (2)Rumson (1)Rutherford (1)Saddle Brook (2)Secaucus (3)Sewell (1)Short Hills (2)Shrewsbury (2)Somerset (2)Somerville (2)South Plainfield (2)Springfield (2)Summit (5)Teaneck (4)Tinton Falls (2)Toms River (2)Totowa (1)Township Of Washington (1)Trenton (2)Turnersville (1)Union (2)Union City (1)Upper Montclair (1)Upper Saddle (1)Verona (1)Wall (1)Wall Township (1)Warren (1)Wayne (1)Weehawken (1)West Berlin (1)West Caldwell (3)West Orange (3)West Paterson (1)West Windsor (1)Westfield (4)Westwood (1)Wharton (1)Whippany (4)Wildwood (1)Windsor (1)Woodcliff Lake (2)

Frequently asked questions

How many independent umbrella agencies are in New Jersey?

Public licensing records list 379 independent agencies licensed to write umbrella insurance across New Jersey, in 180 communities. 229 New Jersey agencies have records going back 20 or more years.

How do I get umbrella insurance quotes in New Jersey?

Tell us what you need once and we connect you with a licensed independent agency that serves your area in New Jersey. You'll see who may contact you before you submit, and we never sell your information.

How does an umbrella policy work?

It sits above your underlying home and auto liability limits and responds after they're exhausted. Carriers require minimum underlying limits — an agent lines those up.

More coverage

Other lines in New Jersey.

Homeowners Auto Renters Condo / co-op Flood

Umbrella insurance in other states

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.