Restaurants insurance in Florida.

1,238 independent agencies are licensed to write restaurants insurance across Florida, with the most listings in Miami, Tampa, Orlando. An independent agent compares restaurant or food businesscoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.

1,238agencies writing restaurants
199communities
4,850with 20+ year records

What restaurants insurance can cover

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

All Florida communities for restaurants insurance

199 communities have at least one independent agency licensed for restaurants insurance. Browse them all:

Altamonte Spgs (1)Altamonte Springs (8)Atlantic Beach (1)Atlantis (1)Auburndale (2)Aventura (5)Bayonet Point (2)Beaverton (1)Belleair (2)Boca Raton (38)Bonita Springs (4)Boynton Beach (4)Bradenton (9)Brandon (4)Brooksville (2)Cantonment (1)Cape Coral (9)Casselberry (2)Clearwater (20)Clermont (1)Cocoa (3)Coconut Creek (3)Coconut Grove (2)Cooper City (4)Coral Gable (1)Coral Gables (18)Coral Springs (12)Crestview (1)Cutler Bay (4)Dania (1)Dania Beach (2)Davenport (2)Davie (11)Daytona Beach (4)Debary (2)Deerfield Beach (9)Delray Beach (13)Deltona (1)Doral (20)Dover (1)Dunedin (1)Eagle Lake (1)Estero (4)Eustis (1)Fernandina Beach (1)Florida City (1)Fort Lauderdale (26)Fort Myers (13)Fort Pierce (3)Ft Lauderdale (7)Gainesville (7)Greenacres (2)Gulf Breeze (2)Haines City (2)Hallandale (3)Hallandale Beach (3)Hialeah (25)Hialeah Garden (1)Hialeah Gardens (9)Hobe Sound (2)Hollywood (13)Homestead (7)Hudson (2)Immokalee (1)Inlet Beach (1)Jacksonville (45)Jensen Beach (1)Jonesville (2)Juipter (1)Juno Beach (1)Jupiter (6)Kendall (1)Key Biscayne (2)Kissimmee (8)Kissimmeee (1)Lake City (1)Lake Mary (8)Lake Placid (2)Lake Wales (1)Lake Worth (4)Lakeland (6)Lakewood Ranch (4)Land O Lakes (3)Lantana (1)Largo (3)Lauderhill (3)Leesburg (2)Lehigh Acres (1)Lighthouse Point (1)Lithia (1)Longwood (14)Longwwod (1)Lutz (4)Maitland (9)Mango (1)Marco Island (1)Maregate (1)Margate (3)Medley (9)Melbourne (7)Miami (182)Miami Beach (4)Miami Gardens (8)Miami Lakes (10)Miami Springs (2)Miramar (9)Miramar Beach (1)Mount Dora (1)Naples (22)Navarre (2)New Port Richey (1)Newberry (1)North Fort Myers (1)North Miami Beach (2)Oakland (1)Oakland Park (1)Ocala (4)Ocoee (2)Odessa (1)Okeechobee (1)Oldsmar (2)Orlando (59)Ormond Beach (7)Oviedo (2)Palatka (1)Palm Bay (1)Palm Beach (2)Palm Beach Gardens (4)Palm Coast (2)Palm Harbor (4)Palmetto (1)Palmetto Bay (4)Panama City (3)Panama City Beach (1)Parrish (1)Pembroke (1)Pembroke Pines (15)Pensacola (9)Pinecrest (2)Pineland (1)Pinellas Park (2)Plant City (5)Plantation (13)Pompano Beach (7)Ponte Vedra (2)Ponte Vedra Beach (3)Port Charlotte (4)Port Saint Lucie (2)Port St. Joe (1)Port St. Lucie (1)Punta Gorda (1)Riverview (4)Riviera Beach (1)Royal Palm Beach (1)Saint Cloud (5)Saint Johns (2)Saint Petersburg (2)Sanford (2)Santa Rosa Beach (2)Sarasota (24)Seffner (1)Seminole (1)Sorrento (1)South Miami (1)Southwest Ranches (1)Spring Hill (1)St. Augustine (5)St. Pete Beach (1)St. Petersburg (33)Steinhatchee (1)Stuart (8)Sun City Center (1)Sunny Isles Beach (1)Sunrise (14)Sweetwater (1)Tallahassee (12)Tamarac (4)Tampa (74)Tarpon Springs (1)Temple Terrace (1)Tequesta (3)The Villages (1)Titusville (3)Valrico (3)Venice (1)Vero Beach (7)Wauchula (2)Weeki Wachee (1)Weirsdale (1)Wellington (4)Wesley Chapel (2)West Melbourne (1)West Palm Beach (29)Weston (6)Windermere (2)Winter Garden (2)Winter Haven (5)Winter Park (11)Winter Springs (1)

Frequently asked questions

How many independent restaurants agencies are in Florida?

Public licensing records list 1,238 independent agencies licensed to write restaurants insurance across Florida, in 199 communities. 4850 Florida agencies have records going back 20 or more years.

How do I get restaurants insurance quotes in Florida?

Tell us what you need once and we connect you with a licensed independent agency that serves your area in Florida. You'll see who may contact you before you submit, and we never sell your information.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.