Restaurant insurance in Duncanville, TX

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

8independent agencies listed
2with 20+ year records
8serving businesses too

Duncanville, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Duncanville customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Duncanville.

39,683residents
13,215households
$76,457median household income
$255,500median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Duncanville.

Disaster history in Dallas County

Federal disaster declarations are public FEMA records of the events that have hit Dallas County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Dallas County.

Insurance agency records in Duncanville

8 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2020 · NPN 19502348 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2015 · NPN 17567078 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2016 · NPN 18126282 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2010 · NPN 16023308 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1998 · NPN 1907206 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2018 · NPN 18974032 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Restaurants in nearby markets in Dallas County

Browse nearby markets with enough listed agencies to support a local restaurants page.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Duncanville, TX?

Public licensing records list 8 insurance agencies in Duncanville, Texas with broad licensing qualifications relevant to this category, within Dallas County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Duncanville?

Yes. You can request quotes in Duncanville, or browse Dallas, Irving, Richardson to compare independent agencies in nearby markets in Dallas County.

What happens after I request restaurant insurance quotes in Duncanville?

Tell us what you need once. We match your request with one licensed independent agency serving Duncanville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Duncanville. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.