Restaurants insurance in Texas.

9,213 independent agencies are licensed to write restaurants insurance across Texas, with the most listings in Houston, Dallas, San Antonio. Independent agents aren’t tied to one carrier — they compare restaurant or food business coverage from multiple companies to fit your situation.

9,213agencies writing restaurants
784communities
1,415with 20+ year records

What restaurants insurance can cover

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Frequently asked questions

How many independent restaurants agencies are in Texas?

Public licensing records list 9,213 independent agencies licensed to write restaurants insurance across Texas, in 784 communities. 1415 Texas agencies have records going back 20 or more years.

How do I get restaurants insurance quotes in Texas?

Tell us what you need once and we route your request to a licensed independent agency that serves your area in Texas. You'll see who may contact you before you submit — and we never sell your information.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.