Restaurant insurance in Frisco, TX

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

117independent agencies listed
5with 20+ year records
117serving businesses too

Frisco, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Frisco customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Frisco.

219,304residents
77,208households
$150,212median household income
$642,100median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Frisco.

Disaster history in Collin County

Federal disaster declarations are public FEMA records of the events that have hit Collin County hardest. They're useful context when deciding which coverages and limits matter here.

11federal disaster declarations since 2000
Hurricanemost common declared peril (5x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Collin County.

Insurance agency records in Frisco

117 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 18326408 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2025 · NPN 21457663 · public licensing record

Unclaimed
Commercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2015 · NPN 17783159 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2023 · NPN 20875460 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 18180881 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2017 · NPN 18419697 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Frisco, TX?

Public licensing records list 117 insurance agencies in Frisco, Texas with broad licensing qualifications relevant to this category, within Collin County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Frisco?

Yes. You can request quotes in Frisco, or browse Plano, Mckinney, Allen to compare independent agencies in nearby markets in Collin County.

What happens after I request restaurant insurance quotes in Frisco?

Tell us what you need once. We match your request with one licensed independent agency serving Frisco. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Frisco. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.