Restaurant insurance in Fulshear, TX

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

12agency records listed
1with 20+ year records
12with broad P&C qualifications

Fulshear, TX market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Fulshear customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Fulshear.

34,868residents
9,977households
$187,035median household income
$572,700median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Fulshear.

Disaster history in Fort Bend County

Federal disaster declarations are public FEMA records of the events that have hit Fort Bend County hardest. They're useful context when deciding which coverages and limits matter here.

20federal disaster declarations since 2000
Hurricanemost common declared peril (11x)
2024most recent: Hurricane Beryl

Source: FEMA public records (disaster declarations), county-level figures for Fort Bend County.

Insurance agency records in Fulshear

12 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2018 · NPN 18972779 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2002 · NPN 7094439 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2016 · NPN 18080244 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2026 · NPN 22098945 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2016 · NPN 17838461 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 20032056 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Fulshear, TX?

Public licensing records list 12 insurance agencies in Fulshear, Texas with broad licensing qualifications relevant to this category, within Fort Bend County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Fulshear?

Yes. You can request quotes in Fulshear, or browse Sugar Land, Richmond, Missouri City to compare independent agencies in nearby markets in Fort Bend County.

What happens after I request restaurant insurance quotes in Fulshear?

Tell us what you need once. We match your request with one licensed independent agency serving Fulshear. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Fulshear. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.