Restaurant insurance in Lufkin, TX

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

15agency records listed
4with 20+ year records
15with broad P&C qualifications

Lufkin, TX market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Lufkin customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Lufkin.

34,251residents
12,912households
$57,048median household income
$179,600median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lufkin.

Disaster history in Angelina County

Federal disaster declarations are public FEMA records of the events that have hit Angelina County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Hurricane Beryl

Source: FEMA public records (disaster declarations), county-level figures for Angelina County.

Insurance agency records in Lufkin

15 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2021 · NPN 20166487 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2026 · NPN 22092035 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2019 · NPN 19058548 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2007 · NPN 9132965 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 1972 · NPN 7380130 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 1982 · NPN 5110655 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurant insurance in Lufkin, TX?

Public licensing records list 15 insurance agencies in Lufkin, Texas with broad licensing qualifications relevant to this category, within Angelina County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare restaurant insurance with agencies near Lufkin?

Yes. You can request quotes in Lufkin, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request restaurant insurance quotes in Lufkin?

Tell us what you need once. We match your request with one licensed independent agency serving Lufkin. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll match you with one independent agency serving Lufkin. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.