Restaurants insurance in Mineral Wells, TX

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

6independent agencies listed
6serving businesses too

Mineral Wells, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Mineral Wells customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Mineral Wells.

15,244residents
5,757households
$55,929median household income
$161,300median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Mineral Wells.

Disaster history in Palo Pinto County

Federal disaster declarations are public FEMA records of the events that have hit Palo Pinto County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Firemost common declared peril (9x)
2021most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Palo Pinto County.

Independent agencies in Mineral Wells

6 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 9695136 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19192866 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21076905 · public licensing record

The Butler Agency, Inc.

Mineral Wells, TX

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18724156 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21041179 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21637849 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurants insurance in Mineral Wells, TX?

Public licensing records list 6 independent agencies in Mineral Wells, Texas with qualifications that match restaurants insurance, within Palo Pinto County. Listings are public-record based and are not endorsements.

Can I compare restaurants insurance with agencies near Mineral Wells?

Yes. You can request quotes in Mineral Wells, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request restaurants insurance quotes in Mineral Wells?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Mineral Wells. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll connect you with an independent agency serving Mineral Wells, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.