Restaurants insurance in Paris, TX

Restaurants need coverage that fits real operations — property, liability, liquor exposure, and staff.

13independent agencies listed
3with 20+ year records
13serving businesses too

Paris, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Restaurants coverage to consider

  • General liability
  • Commercial property
  • Liquor liability
  • Workers' compensation
  • Food spoilage
  • Business owner's policy (BOP)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

The Paris customer base

Business coverage conversations start with who you serve. These figures sketch the households behind local demand in Paris.

24,775residents
9,870households
$47,239median household income
$150,000median home value

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Paris.

Disaster history in Lamar County

Federal disaster declarations are public FEMA records of the events that have hit Lamar County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Hurricanemost common declared peril (4x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Lamar County.

Independent agencies in Paris

13 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2012 · NPN 16838061 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1993 · NPN 5110225 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 19865771 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18804591 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2016 · NPN 17984303 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21108511 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Frequently asked questions

How many independent agencies can help with restaurants insurance in Paris, TX?

Public licensing records list 13 independent agencies in Paris, Texas with qualifications that match restaurants insurance, within Lamar County. Listings are public-record based and are not endorsements.

Can I compare restaurants insurance with agencies near Paris?

Yes. You can request quotes in Paris, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request restaurants insurance quotes in Paris?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Paris. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Do I need liquor liability if I only serve beer and wine?

Serving any alcohol generally creates liquor liability exposure. A licensed agent can explain how it applies to your license type and menu.

Is a business owner's policy (BOP) enough?

A BOP bundles property and liability, but restaurants often add liquor liability, workers' comp, and spoilage. An agent can tailor the package.

Tell us what you need once.

We'll connect you with an independent agency serving Paris, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.