Homeowners insurance in Cabot, AR

Homes range from starter capes to coastal properties with very different wind and water exposures.

9agency records listed
9with broad P&C qualifications

Cabot, AR market figures computed from public licensing records as of 2026-06-10. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Cabot

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Cabot give that conversation a starting point.

69%of homes owner-occupied
$207,300median home value
2000median year homes built
10,160households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Cabot.

Disaster history in Lonoke County

Federal disaster declarations are public FEMA records of the events that have hit Lonoke County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Severe Stormmost common declared peril (8x)
2026most recent: Severe Winter Storm

Source: FEMA public records (disaster declarations), county-level figures for Lonoke County.

Insurance agency records in Cabot

9 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2018 · NPN 18539925 · Public licensing record

Unclaimed

License categories: Property & casualty. Confirm services with the agency.

In records since 2010 · NPN 1650587 · Public licensing record

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2009 · NPN 3482541 · Public licensing record

License categories: Property & casualty. Confirm services with the agency.

In records since 2024 · NPN 19726085 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2014 · NPN 17268431 · Public licensing record

Unclaimed

License categories: Property & casualty, Agency License (FL). Confirm services with the agency.

In records since 2014 · NPN 17355317 · Public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Cabot

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in other Arkansas markets

Browse nearby markets with enough listed agencies to support a local homeowners page.

Shopping for home insurance?

Compare the terms you have and prepare useful questions before choosing an agency or policy.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Cabot, AR?

Public licensing records list 9 insurance agencies in Cabot, Arkansas with broad licensing qualifications relevant to this category, within Lonoke County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare homeowners insurance with agencies near Cabot?

Yes. You can request quotes in Cabot, or browse Little Rock, Conway, Fayetteville to compare independent agencies in other Arkansas markets.

What happens after I request homeowners insurance quotes in Cabot?

Tell us what you need once. We match your request with one licensed independent agency serving Cabot. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll match you with one independent agency serving Cabot. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.