Homeowners insurance in Bellville, TX

Homes range from starter capes to coastal properties with very different wind and water exposures.

4independent agencies listed
4serving businesses too

Bellville, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Bellville

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Bellville give that conversation a starting point.

61%of homes owner-occupied
$284,400median home value
1969median year homes built
1,640households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Bellville.

Disaster history in Austin County

Federal disaster declarations are public FEMA records of the events that have hit Austin County hardest. They're useful context when deciding which coverages and limits matter here.

16federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Austin County.

Independent agencies in Bellville

4 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2018 · NPN 18906114 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2024 · NPN 21394391 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2020 · NPN 19605961 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21438539 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Bellville

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in nearby markets in Austin County

Browse nearby markets with enough listed agencies to support a local homeowners page.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Bellville, TX?

Public licensing records list 4 independent agencies in Bellville, Texas with qualifications that match homeowners insurance, within Austin County. Listings are public-record based and are not endorsements.

Can I compare homeowners insurance with agencies near Bellville?

Yes. You can request quotes in Bellville, or browse Sealy to compare independent agencies in nearby markets in Austin County.

What happens after I request homeowners insurance quotes in Bellville?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Bellville. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll connect you with an independent agency serving Bellville, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.