Texas
Homeowners insurance in Texas.
9,190 independent agencies are licensed to write homeowners insurance across Texas, with the most listings in Houston, Dallas, San Antonio. An independent agent compares homecoverage from multiple carriers to fit your coverage and budget, not just one company’s rate.
9,190agencies writing homeowners
726communities
1,415with 20+ year records
What homeowners insurance can cover
- Dwelling coverage
- Other structures (garage, fence)
- Personal property
- Personal liability
- Loss of use / additional living expenses
- Scheduled valuables (jewelry, art)
Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.
Where to look
Homeowners agencies across Texas.
The Texas communities with the most homeowners listings. Pick yours to see local agencies.
Houston1203 agenciesDallas509 agenciesSan Antonio445 agenciesAustin389 agenciesFort Worth 206 agenciesPlano197 agenciesEl Paso189 agenciesKaty167 agenciesSugar Land135 agenciesIrving125 agenciesArlington118 agenciesFrisco115 agenciesSpring105 agenciesMckinney104 agenciesLubbock91 agenciesCorpus Christi88 agenciesRichardson82 agenciesRichmond81 agencies
Every community
All Texas communities for homeowners insurance
726 communities have at least one independent agency licensed for homeowners insurance. Browse them all:
Abernathy (4)Abilene (42)Ackerly (1)Addison (23)Alamo (5)Alba (1)Albany (3)Aledo (7)Alice (9)Alief (1)Allen (48)Alpine (2)Alton (2)Alvarado (3)Alvin (9)Amarillo (70)Anahuac (1)Anderson (1)Andrews (3)Angleton (2)Anna (6)Anson (1)Aransas Pass (2)Argyle (8)Arlington (118)Atascocita (1)Athens (9)Atlanta (3)Aubrey (9)Austin (389)Axtell (1)Azle (3)Bacliff (2)Baird (1)Balch Springs (6)Ballinger (1)Bandera (2)Barrett (1)Bartonville (2)Bastrop (11)Bay City (7)Baytown (24)Beaumont (50)Bedford (22)Bee Cave (4)Beeville (3)Bellaire (9)Bellevue (1)Bellmead (1)Bells (1)Bellville (4)Belton (11)Ben Wheeler (1)Benbrook (10)Bertram (4)Big Spring (6)Blanco (2)Blessing (1)Blue Mound (1)Bluff Dale (2)Boerne (36)Bonham (3)Borger (1)Bowie (5)Boyd (2)Brady (3)Brazoria (2)Breckenridge (2)Brenham (11)Bridge City (4)Bridgeport (2)Bronte (2)Brookshire (6)Brownfield (4)Brownsboro (1)Brownsvile (1)Brownsville (54)Brownwood (8)Bryan (25)Buckholts (1)Buda (15)Buffalo (1)Bullard (6)Bulverde (8)Burkburnett (3)Burleson (19)Burnet (5)Burton (1)Caddo Mills (2)Caldwell (3)Cameron (4)Camp Wood (1)Canadian (1)Canton (7)Canyon (9)Canyon Lake (5)Carolllton (1)Carrollton (60)Carthage (4)Castle Hills (1)Castorville (1)Castroville (2)Cat Spring (1)Cedar Creek (2)Cedar Hill (21)Cedar Park (32)Celeste (1)Celina (14)Center (9)Chandler (1)Channelview (5)Chappell Hill (1)Charlotte (1)Chico (2)Childress (5)Chilress (1)Chilton (1)China (2)China Spring (1)Cibolo (3)Cisco (1)Clarendon (3)Clarksville (2)Claude (2)Cleburne (10)Cleveland (7)Clifton (3)Clint (1)Clute (4)Clyde (1)Coldspring (1)Coleman (3)College Station (24)Colleyville (23)Colmesneil (1)Columbus (5)Comanche (5)Combine (1)Comfort (1)Commerce (1)Como (1)Conroe (55)Converse (3)Coppel (1)Coppell (25)Copperas Cove (5)Corinth (5)Corpus Christi (88)Corrigan (3)Corsicana (16)Coupland (1)Crandall (2)Crane (1)Crawford (2)Crockett (3)Crosby (7)Cross Plains (1)Crowley (5)Cuero (3)Cypress (65)Daingerfield (3)Dale (1)Dalhart (11)Dallas (509)Dalworthington Gardens (1)Danbury (1)Dayton (4)De Soto (1)Decatur (8)Deer Park (5)Del Rio (7)Del Valle (1)Delvalle (1)Denison (9)Dennis (1)Denton (40)Desoto (12)Devine (1)Diboll (1)Dickinson (4)Dilley (1)Dimmitt (4)Dobbin (1)Donna (8)Douglassville (1)Driftwood (3)Dripping Springs (10)Dublin (2)Dumas (7)Duncanville (8)Dwg (1)Eagle Lake (1)Eagle Pass (9)Eana (1)Early (2)East Bernard (2)Eastland (1)Edgewood (1)Edinburg (40)Edna (2)El Campo (9)El Paso (189)Eldorado (1)Electra (1)Elgin (3)Elm Mott (1)Elsa (2)Emory (2)Ennis (9)Eola (1)Euless (12)Everman (1)Fairfield (5)Fairview (4)Falfurrias (1)Falls City (1)Farmers Branch (12)Farmersville (4)Farwell (2)Fate (5)Flint (5)Floresville (3)Flower Mound (34)Floydada (3)Forest Hill (4)Forestburg (1)Forney (18)Fort Worth (206)Franklin (3)Frankston (3)Fred (1)Fredericksburg (5)Freeport (2)Fresno (3)Friendswood (37)Friona (5)Frisco (115)Ft Worth (10)Fulshear (12)Fulton (1)Gainesville (7)Galveston (15)Ganado (1)Garden City (2)Garden Ridge (4)Garland (75)Gatesville (4)George West (2)Georgetown (33)Giddings (4)Gilmer (8)Glen Rose (1)Glenn Heights (1)Godley (4)Golden (1)Goldthwaite (3)Gonzales (5)Gordonville (1)Gorman (1)Graford (1)Graham (8)Granbury (19)Grand Prairie (39)Grand Saline (1)Grandview (3)Grapeland (2)Grapevine (25)Greenville (8)Groesbeck (2)Groves (5)Groveton (1)Gruver (2)Gun Barrel City (8)Gunter (2)Gustine (1)Hallettsville (3)Hallsville (1)Haltom City (9)Hamilton (2)Hardin (2)Harker Heights (4)Harleton (1)Harlinen (1)Harlingen (29)Hart (1)Haskell (2)Haslet (12)Hawkins (2)Heath (8)Helotes (14)Hemphill (2)Henderson (9)Henrietta (2)Hereford (7)Hewitt (3)Hickory Creek (7)Hico (1)Hidalgo (2)Hideaway (1)Highland Village (3)Highlands (1)Hillsboro (5)Hitchcock (1)Hockley (4)Holly Lake Ranch (1)Hondo (3)Honey Grove (1)Horizon City (3)Horse Shoe Bay (1)Horseshoe Bay (3)Houston (1203)Hubbard (1)Hudson Oaks (2)Huffman (3)Hughes Springs (2)Hull (1)Humble (48)Huntington (1)Huntsville (15)Hurst (16)Huston (1)Hutto (7)Idalou (1)Inez (1)Ingleside (2)Ingram (2)Iowa Park (2)Ira (1)Irving (125)Ivanhoe (1)Jacksboro (3)Jacksonville (4)Jarrell (4)Jasper (5)Jefferson (3)Jersey Village (1)Johnson City (1)Jonestown (1)Josephine (1)Joshua (3)Jourdanton (5)Junction (3)Justin (2)Karnes City (1)Katy (167)Kaufman (5)Keene (1)Keller (32)Kemah (3)Kemp (3)Kempner (1)Kenedy (2)Kennedale (1)Kerrville (7)Kilgore (5)Killeen (19)Kingsland (2)Kingsville (3)Kingwood (26)Kirbyviile (1)Kirbyville (1)Knox City (1)Kountze (1)Kress (1)Krum (2)Kyle (13)La Feria (2)La Grange (7)La Marque (2)La Porte (8)La Vernia (4)Lacoste (1)Ladonia (1)Lago Vista (4)Lake Dallas (3)Lake Jackson (4)Lakehills (1)Lakeway (8)Lamesa (9)Lampasas (5)Lancaster (7)Lantana (2)Laporte (1)Laredo (61)Lavon (2)League City (30)Leander (28)Leonard (2)Levelland (6)Lewisviille (1)Lewisville (41)Lexington (3)Liberty (4)Liberty Hill (14)Lindale (4)Linden (1)Lindsay (1)Lipan (1)Little Elm (13)Littlefield (2)Live Oak (1)Livingston (9)Llano (6)Lockhart (6)Lockney (1)Lone Oak (2)Long Branch (1)Longview (41)Lorena (1)Los Fresnos (4)Lott (1)Lovelady (1)Lubbock (91)Lufkin (14)Luling (2)Lumberton (6)Lytle (1)Mabank (4)Madisonville (3)Magnoilia (1)Magnolia (34)Malone (1)Manchaca (1)Manor (6)Mansfield (38)Manvel (5)Marble Falls (7)Marfa (1)Marion (1)Marlin (1)Marshall (11)Martindale (1)Mason (2)Matador (1)Mcallen (77)Mcgregor (3)Mckinney (104)Mclean (2)Mcqueeney (2)Meadows Place (1)Melissa (3)Memphis (1)Mercedes (3)Meridian (1)Mesquite (31)Mexia (1)Midland (26)Midlothian (18)Midway (1)Milford (1)Mineola (3)Mineral Wells (6)Mission (45)Missouri City (33)Monahans (3)Mont Belvieu (4)Montgomery (22)Moody (1)Moore (1)Mount Calm (1)Mount Enterprise (1)Mount Pleasant (5)Mt Pleasant (2)Muldoon (1)Muleshoe (5)Munday (1)Murphy (3)N Richland Hills (3)Nacogdoches (13)Naples (2)Nash (2)Navasota (6)Nederland (8)Needville (4)Nevada (1)New Boston (3)New Braunfels (48)New Caney (7)New Ulm (1)New Waverly (5)Newark (2)Nixon (1)Nocona (2)Normangee (1)North Richland Hills (22)Northlake (6)Oak Point (3)Oakwood (1)Odem (1)Odessa (39)Odonnell (1)Olton (1)Onalaska (1)Orage (1)Orange (7)Orangefield (1)Ovalo (1)Overton (2)Ovilla (3)Paducah (1)Palestine (8)Palmer (1)Palmhurst (1)Pampa (6)Panhandle (2)Pantego (3)Paradise (1)Paris (13)Parker (1)Pasadena (26)Pearland (43)Pearsall (1)Pecan Gap (1)Penitas (5)Perryton (7)Petersburg (2)Pflugerville (31)Pharr (19)Pilot Point (6)Pinehurst (2)Pipe Creek (1)Pittsburg (3)Plainview (14)Plano (197)Pleasanton (7)Pledger (1)Point (1)Point Blank (1)Port Aransas (1)Port Arthur (6)Port Isabel (3)Port Lavaca (2)Port Neches (8)Porter (13)Portland (6)Post (1)Poth (1)Pottsboro (1)Premont (1)Princeton (3)Prosper (31)Quanah (2)Queen City (1)Quinlan (3)Quitaque (1)Quitman (4)Ralls (2)Rancho Viejo (1)Ranger (1)Raymondville (2)Red Oak (9)Rhome (2)Richardson (82)Richland Hills (1)Richmond (81)Rio Grande (1)Rio Grande City (13)Rio Vista (1)Rishardson (1)Rising Star (1)Roanoke (5)Robert Lee (1)Robinson (1)Robstown (9)Rockdale (4)Rockport (11)Rockwall (50)Roma (4)Ropesville (2)Roscoe (2)Rosebud (1)Rosenberg (15)Rosharon (2)Rotan (1)Round Mountain (1)Round Rock (56)Round Top (3)Rowlett (22)Royse City (5)Rule (1)Rusk (1)Sachse (6)Saginaw (3)Saint Hedwig (1)Salado (3)San Angelo (33)San Antonio (445)San Augustine (2)San Benito (4)San Juan (9)San Marcos (17)San Saba (3)Sandia (1)Sanger (4)Savannah (2)Schertz (10)Schulenburg (3)Scurry (4)Seabrook (7)Seagoville (1)Sealy (8)Seguin (17)Selma (2)Seminole (10)Seven Points (1)Seymour (4)Shallowater (5)Shamrock (2)Shavano Park (5)Shenandoah (3)Shepherd (1)Sherman (13)Shiner (1)Shoreacres (1)Silsbee (2)Silverton (1)Simonton (1)Sinton (3)Slaton (2)Smiley (1)Smithville (1)Socorro (3)Somerset (1)Somerville (1)Sonora (2)Sour Lake (2)South Houston (2)Southlake (34)Spearman (8)Spicewood (8)Splendora (3)Spring (105)Spring Branch (7)Springtown (7)Stafford (18)Stamford (4)Stanton (2)Stephenville (11)Sterling City (3)Stockdale (1)Stratford (1)Sudan (1)Sugar Land (135)Sugarland (4)Sulphur Springs (12)Sunnyvale (8)Sweetwater (2)Tahoka (2)Tatum (1)Taylor (9)Teague (2)Temple (24)Terrell (7)Texarkana (20)Texas City (11)Texline (2)The Colony (19)The Hills (1)The Woodlands (74)Tiki Island (2)Tioga (1)Tolar (2)Tomball (34)Trenton (1)Trinity (1)Trophy Club (7)Troy (1)Tulia (2)Tuscola (1)Tyler (49)Universal City (4)Utopia (1)Uvalde (1)Valley View (1)Van (3)Van Alstyne (8)Van Vleck (1)Vega (1)Venus (1)Veribest (1)Vernon (3)Victoria (18)Vidor (9)Volente (2)Von Ormy (1)Waco (45)Waller (8)Waskom (1)Watauga (1)Waxahachie (18)Weatherford (25)Webster (11)Weimar (1)Wellington (1)Weslaco (11)West (5)West Columbia (2)West Lake Hills (3)West University Place (1)Westlake (12)Westworth Village (1)Wharton (4)Wheeler (2)White Deer (2)White Settlement (1)Whitehouse (6)Whitesboro (2)Whitewright (1)Whitney (2)Wichita Falls (18)Willis (5)Willow Park (5)Wills Point (4)Wimberley (7)Windcrest (8)Winnie (1)Winnsboro (6)Winters (2)Wolfforth (6)Woodlands (1)Woodsboro (2)Woodville (6)Woodway (2)Wylie (19)Yoakum (4)Zapata (1)
Frequently asked questions
How many independent homeowners agencies are in Texas?
Public licensing records list 9,190 independent agencies licensed to write homeowners insurance across Texas, in 726 communities. 1415 Texas agencies have records going back 20 or more years.
How do I get homeowners insurance quotes in Texas?
Tell us what you need once and we connect you with a licensed independent agency that serves your area in Texas. You'll see who may contact you before you submit, and we never sell your information.
Does homeowners insurance cover flooding?
Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.
More coverage
Other lines in Texas.
Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.