Homeowners insurance in Brenham, TX

Homes range from starter capes to coastal properties with very different wind and water exposures.

11independent agencies listed
4with 20+ year records
11serving businesses too

Brenham, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Brenham

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Brenham give that conversation a starting point.

51%of homes owner-occupied
$241,100median home value
1983median year homes built
7,659households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Brenham.

Disaster history in Washington County

Federal disaster declarations are public FEMA records of the events that have hit Washington County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Hurricanemost common declared peril (6x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Washington County.

Insurance agency records in Brenham

11 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 19188812 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2019 · NPN 19098140 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2014 · NPN 17167815 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1981 · NPN 5109724 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 2011 · NPN 16217840 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

Broad license categories; specific offerings and independence need confirmation.

In records since 1998 · NPN 1966118 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Brenham

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in other Texas markets

Browse nearby markets with enough listed agencies to support a local homeowners page.

Shopping for home insurance?

Compare the terms you have and prepare useful questions before choosing an agency or policy.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Brenham, TX?

Public licensing records list 11 insurance agencies in Brenham, Texas with broad licensing qualifications relevant to this category, within Washington County. A broad license does not confirm that an agency offers this specialty or represents multiple insurers. Confirm both directly with the agency.

Can I compare homeowners insurance with agencies near Brenham?

Yes. You can request quotes in Brenham, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request homeowners insurance quotes in Brenham?

Tell us what you need once. We match your request with one licensed independent agency serving Brenham. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll match you with one independent agency serving Brenham. Your information is never sold or blasted to a list.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.