Homeowners insurance in Lufkin, TX

Homes range from starter capes to coastal properties with very different wind and water exposures.

14independent agencies listed
3with 20+ year records
14serving businesses too

Lufkin, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Lufkin

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Lufkin give that conversation a starting point.

52%of homes owner-occupied
$179,600median home value
1981median year homes built
12,912households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Lufkin.

Disaster history in Angelina County

Federal disaster declarations are public FEMA records of the events that have hit Angelina County hardest. They're useful context when deciding which coverages and limits matter here.

14federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Hurricane Beryl

Source: FEMA public records (disaster declarations), county-level figures for Angelina County.

Independent agencies in Lufkin

14 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2021 · NPN 20166487 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2026 · NPN 22092035 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19058548 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2007 · NPN 9132965 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 1972 · NPN 7380130 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1982 · NPN 5110655 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Lufkin

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in other Texas markets

Browse nearby markets with enough listed agencies to support a local homeowners page.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Lufkin, TX?

Public licensing records list 14 independent agencies in Lufkin, Texas with qualifications that match homeowners insurance, within Angelina County. Listings are public-record based and are not endorsements.

Can I compare homeowners insurance with agencies near Lufkin?

Yes. You can request quotes in Lufkin, or browse Houston, Dallas, San Antonio to compare independent agencies in other Texas markets.

What happens after I request homeowners insurance quotes in Lufkin?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Lufkin. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll connect you with an independent agency serving Lufkin, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.