Homeowners insurance in Mesquite, TX

Homes range from starter capes to coastal properties with very different wind and water exposures.

31independent agencies listed
3with 20+ year records
31serving businesses too

Mesquite, TX market figures computed from public licensing records as of 2026. “Records” reflect each agency’s earliest entry in the licensing file — see how we source data.

Homeowners coverage to consider

  • Dwelling coverage
  • Other structures (garage, fence)
  • Personal property
  • Personal liability
  • Loss of use / additional living expenses
  • Scheduled valuables (jewelry, art)

Coverage needs vary. A licensed agent will help you decide what applies — we don't provide quotes or advice.

Homes in Mesquite

Dwelling coverage follows what it would cost to rebuild locally, not the listing price. Housing facts for Mesquite give that conversation a starting point.

63%of homes owner-occupied
$245,700median home value
1983median year homes built
50,171households

Source: U.S. Census Bureau, American Community Survey 5-year estimates (2020-2024), for Mesquite.

Disaster history in Dallas County

Federal disaster declarations are public FEMA records of the events that have hit Dallas County hardest. They're useful context when deciding which coverages and limits matter here.

15federal disaster declarations since 2000
Hurricanemost common declared peril (8x)
2024most recent: Flood

Source: FEMA public records (disaster declarations), county-level figures for Dallas County.

Independent agencies in Mesquite

31 businesses listed from public licensing records. Preferred Agencies are clearly labeled and shown first; other listings are alphabetical. Listings are not endorsements.

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2019 · NPN 19020565 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2011 · NPN 16164252 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1989 · NPN 5110255 · public licensing record

HomeownersAutoRentersCondo / co-opCommercial

In records since 2023 · NPN 20638915 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 1992 · NPN 5110531 · public licensing record

Unclaimed
HomeownersAutoRentersCondo / co-opCommercial

In records since 2025 · NPN 21698114 · public licensing record

Source: Public licensing records: Texas DOI (Socrata) + Florida DFS bulk file; Iowa open data (CC-BY 4.0) for contact enrichment.

Other coverage in Mesquite

Agencies in this market may also help with related lines that have local licensing depth.

Homeowners in nearby markets in Dallas County

Browse nearby markets with enough listed agencies to support a local homeowners page.

Frequently asked questions

How many independent agencies can help with homeowners insurance in Mesquite, TX?

Public licensing records list 31 independent agencies in Mesquite, Texas with qualifications that match homeowners insurance, within Dallas County. Listings are public-record based and are not endorsements.

Can I compare homeowners insurance with agencies near Mesquite?

Yes. You can request quotes in Mesquite, or browse Dallas, Irving, Richardson to compare independent agencies in nearby markets in Dallas County.

What happens after I request homeowners insurance quotes in Mesquite?

Tell us what you need once. We show who may contact you, then connect you with a licensed independent agency serving Mesquite. We are not an insurance agency and we do not sell your information into a bidding marketplace.

Does homeowners insurance cover flooding?

Standard homeowners policies generally exclude flood damage. Flood coverage is purchased separately — an agent can walk through whether your location calls for it.

Why do coastal or higher-risk homes get special attention?

Wind, wildfire, and coastal exposure can affect carrier appetite and deductibles in some areas. Independent agents know which carriers write in your area.

Tell us what you need once.

We'll connect you with an independent agency serving Mesquite, and you'll always know who may contact you.

Find Independent Insurance is operated by Relay and is not an insurance agency, broker, or carrier. We do not provide quotes, insurance advice, or coverage recommendations, and we do not guarantee coverage or price. Licensed independent agencies handle quotes, advice, and policy placement.